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0401 789 720

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assist@covermeinsurance.com.au

Address
1205/9 Norfolk Avenue Surfers Paradise QLD 4217

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Public and Products Liability

Accidents do happen! Every business aims to provide a product or service that leaves their customers satisfied and having a positive experience. When things go wrong, you want matters handled as quickly as possible to save not only your back pocket but also your reputation.

Coverage Overview: Public and Products Liability Insurance is designed to protect you and your business from the costs (including legal expenses) associated with any legal action due to your actual or alleged negligence. This coverage is crucial for maintaining your business’s financial stability and reputation.

Key Benefits:

  • Protection Against Legal Costs: Covers the legal expenses incurred in defending against claims of negligence.

  • Coverage for Damages: Provides financial protection for compensation claims made by third parties for injury or damage caused by your business activities or products.

  • Reputation Management: Helps safeguard your business reputation by addressing claims promptly and effectively.

Why Public and Products Liability is Essential:

  • Customer Safety: Ensures that your customers are protected and that you can address any incidents swiftly.

  • Compliance: Helps your business comply with industry regulations and requirements.

  • Peace of Mind: Provides peace of mind knowing that your business is protected against potential legal and financial risks.

Customized Solutions: We understand that every business is unique, and we offer tailored Public and Products Liability Insurance policies to meet your specific needs. Whether you're a small business owner or operate a large enterprise, we can help you find the right coverage.

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Public Liability

Protects you for claims made against you by third parties (not employees) for personal injury or property damage arising out of a negligent act whilst undertaking your business activities

Examples of possible Public Liability Claims

A customer slips, trips or falls within your business premises and injures themselves

A member of the public is injured by a falling object walking past a construction site

You accidently damage a client's property whilst working on their site

Products Liability

If you sell, supply or deliver products you may be held responsible for injury or damage those products cause. Note: if you are importing you are deemed the manufacturer.

Examples of possible Products Liability Claims

Injury is caused because a component of your product is imported & did not meet required safety standards

Contaminated food you supplied causes illness

An error during manufacturing has produces a faulty product and a consumer is injured

 

Most Public & Products Liability insurance policies include liability cover for damage to property under your physical and legal control.